At first, you will think it's odd that I am posting about buying a house in my Catholic Journey blog. I am writing about it, because I believe it is another miracle that God has given me.
I can't stand living with my parents anymore: the house is too messy, but my mother doesn't care and refuses to hire anyone to clean. So, I have been praying that I could find a place to rent that is very close to them, because they are in their 90s, and I need to be able to watch over them.
Every place I tried to rent fell through: they decided to rent to relatives... I was too late... no cats allowed... not all on one floor (arthritic knees!).
A week ago Tuesday (April 4th), I came out of my parents' house to go somewhere, and I saw a man clipping the hedges in front of the house next door. Things looked a little odd there, so when he stood up, I said, "Did Christopher move out?" He told me yes, and I immediately said: "Please rent me this house!" He replied that his wife owns it, and she wants to sell. They live so far away, he said, they no longer want to deal with owning rental property. I begged him: "Do you think she might change her mind? Please give her my contact information!" --which he reluctantly accepted.
That night, as I was praying... and thinking about it... I wondered: "Would it even be possible for me to get a mortgage, since I will not live long enough to pay it off--do banks even do that?" Thinking I had nothing to lose, I decided to go to my bank the next day (Wednesday) after Mass to ask.
The bank officer was very positive, and soon I was on the phone with their mortgage guy in Marietta. After some "screening" questions, he said he'd email me a list of the documents I would need to get an application started. I went home, gathered them, sent them, and in about an hour, I had a pre-qualified letter! I told him my whole story--he was very kind--turns out, he attends St. Ann's Catholic Church in Marietta! He also told me that because the house is priced below $150K, I needed to tell them I was interested immediately, because there would be at least 3 or 4 offers the first week it was listed!
I looked up the owner's name on the Carroll County Property Tax website, but could not find a phone number for her, so I wrote a short letter, which I mailed the next day. That was Thursday.
When I got home from Mass on Thursday, there they were in the driveway, leaving: I was in exactly the right place at the right time! I called out to her: "I want to buy your house!" She responded, "Come in and take a look!" So, they turned around, unlocked the door, and we went in.
I could not believe how beautiful it is: this was supposed to be their "forever home" for retirement, so they had gutted it and replaced EVERYTHING with the best money could buy. New wiring, new plumbing, new roof, new windows, new ductwork (!), hardwood floors, remodeled bath and kitchen (including a walk-in pantry), a real fireplace, one of those fancy gourmet gas stoves (like Viking or Jenn-Air, that type--I had never even seen one before, except in ads), a deluxe side-by-side stainless steel refrigerator with the ice and water dispensers in the door, custom lighting, custom granite countertops... you name it, they did it.
Ten minutes later, we made a deal... and the next day (Friday), I signed a purchase contract. The house wasnever actually listed for sale: the only people who knew it was on the market was them, and me.
No one will ever convince me that God did not do this for me.
(Note: mortgage approved yesterday, appraisal is tomorrow. If it appraises at or above the offer price, we are closing April 24th.)
4/19/17 Update: appraisal came in right on the money! Closing rescheduled for April 28th... Blessed be God forever!